Buy Eugene Real Estate

Buy Eugene Real Estate

Buying Real Estate In Eugene Oregon

When it comes to buying real estate in Eugene, it’s imperative that you choose a real estate agent that’s right for you. While home buying may seem like a fairly straightforward process, you’ll need support every step of the way. Here at Off and Running Real Estate, we focus our energy on providing our clients with seamless and refreshing guidance required when purchasing a home so there are no bumps in the road along the way. We pride ourselves on ensuring our client’s every need is met, no matter what assistance they may require.

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Buying Real Estate FAQ's

You’ll need to get pre-approved for a mortgage before you can buy a house. This will help you determine how much you can borrow from the bank, along with how much the down payment and closing costs are.

When it comes to getting a home loan, you’ll need a FICO score of 620 or greater. The higher the credit score, the less risk you represent to the lender, which often results in smaller down payments and better interest rates. You’ll need to pay more upfront if your credit score is lower.

From the day your search begins to closing escrow, buying a house can take between 2-3 months. Once you’ve chosen the house, and the offer is accepted, the average time for completion is between 30-45 days – although cash buyers can purchase properties even faster.

Typically speaking, if a seller is remotely interested in your offer but declined it, they’ll usually initiate a counteroffer. This means you’re very much still in the game and you and your estate agent can work together to determine whether you think the counteroffer is worth accepting.

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